Marriage is typically a time of excitement, hopefulness and change for the marrying couple. Nevertheless, maintaining a marital union over the years is hard work. Couples who may not have been very compatible from the beginning are even more likely to have difficulty staying together.
Kentuckians over 50 are divorcing in greater and greater numbers. In fact, the rate of divorce for this group has doubled since 1990. The phenomenon has been referred to as gray divorce, and it is linked with heightened symptoms of depression and other health problems. A professor of clinical psychiatry and geriatric psychiatrist said she often sees people who've divorced later in life develop anxiety or chronic stress.
Kentucky parents who have entered the child support system recently may find all of the specialized terminology confusing or frustrating. It may not be clear why some families pay child support privately while others pay it through a state-monitored system. There are four different categories of child support cases -- IV-D, IV-A, IV-E and non-IV-D -- that all deal with these payment arrangements.
Young people in Kentucky are often dealing with mounting student debt and lengthy repayment periods. On average, student loan borrowers around the country have an outstanding balance of $34,144, and for people who graduated college as part of the class of 2017, they had an average debt burden of $39,400. Statistics show that the number of people who owe $50,000 or more has tripled in the past 10 years. Large student loan bills can place an extreme amount of psychological pressure on a borrower, and financial issues can already be some of the most difficult issues that a relationship can face.
There are two main sources of contention that may affect anyone getting a divorce in Kentucky. While child custody is often the biggest battle, this is followed by spousal support. Alimony-related matters can quickly become complex since this is usually one of the final issues worked out among divorcing couples. While each situation where alimony is involved might have some unique circumstances to consider, there are certain steps that could make the process less contentions during negotiation efforts.
When Kentucky parents split up over money issues, those problems can follow them into the divorce and afterwards. They can even affect child support payments.
According to the commissioner of the Office of Child Support Enforcement, almost two-thirds of all collected child support payments are made via electronic portals. Collecting through payroll withholding accounted for $24.4 billion of the $32.4 billion in total child support payments made across the country in 2017. Additionally, the OSCE recorded more than 67 million reported new hires in 2017.
When a former Kentucky couple splits up, the parent who does not have primary custody of the kids may likely be ordered to pay child support. While these payments are often supposed to be made to help the parent with primary custody pay for the children's clothing, food, medical care and other child-related expenses, some people attempt to avoid making payments, leaving the full cost of raising the children on the primary custodian.
For families in Northern Kentucky dealing with the effects of divorce, unpaid or delinquent child support can be a major concern, especially for single parents struggling to cover their children's everyday expenses. Because of the potential for serious impact on a child's health and well-being, child support enforcement is a priority for agencies at the federal and state levels. One of the most widely used and effective mechanisms to ensure child support payments are collected has been the use of wage garnishment and payroll withholding at a parent's place of employment.
Dealing with child custody is often a major concern for divorced parents in Kentucky. While there are many widely held beliefs about shared parenting and child custody, many assumptions are inaccurate. Shared parenting, in which both of the parents share physical and often legal custody of a child, is an increasingly popular standard for courts working out parenting plans.