Social Security Disability Insurance is a program that helps people who are unable to work due to an illness or injury. It can be a lifeline for people who are already in a stressful situation due to medical bills and other demands. No single SSDI case is the same, and people file for SSDI for a variety of reasons.
Here are three of the many reasons why people file for SSDI in Kentucky.
1. To receive assistance with medical bills
Healthcare can be very expensive, especially for those experiencing a debilitating illness or injury. Most people on SSDI eventually qualify for Medicare, which is a federal health insurance plan. This plan can help tremendously with the cost of things like physical therapy, medication and surgery.
2. To help support their family
Receiving some form of income while out of work is one of the main reasons why people seek SSDI. The supplemental income from disability insurance can help families keep their homes, avoid bankruptcy and escape other major financial downfalls.
3. To focus on recovery
Many people on SSDI want to eventually go back to full-time work again if their disability allows. Worrying about finances can be stressful, which is detrimental to focusing on getting better. Although not all people on SSDI are able to recover from their disabilities, for the ones who are, this is another major reason why they apply for assistance.
There are many reasons why people file for SSDI, and being aware of them can help empower people to apply if they experience illness or injury.