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August 2018 Archives

Seeking guidance on how to prepare for the end of a marriage

When you and your spouse made the decision to wed, you may have done so with every intention to remain together throughout life. However, things might not always go as planned; circumstances in life may be subject to change, and you could reach a point in life where going separate ways seems the healthiest option.

Planning for financial changes after divorce

Divorcing individuals in Kentucky and elsewhere may face financial issues that are far more long-lasting than the emotional and practical issues that also accompany the end of a marriage. Many people experience a great deal of stress about their financial future after the split, but by paying attention to how they manage their funds, they can help improve their outlook. There are four major categories that can be impacted by a divorce: assets, liabilities, expenses and income.

Child support cases reflect different situations

Kentucky parents who have entered the child support system recently may find all of the specialized terminology confusing or frustrating. It may not be clear why some families pay child support privately while others pay it through a state-monitored system. There are four different categories of child support cases -- IV-D, IV-A, IV-E and non-IV-D -- that all deal with these payment arrangements.

Student loan debt can be a factor in divorce

Young people in Kentucky are often dealing with mounting student debt and lengthy repayment periods. On average, student loan borrowers around the country have an outstanding balance of $34,144, and for people who graduated college as part of the class of 2017, they had an average debt burden of $39,400. Statistics show that the number of people who owe $50,000 or more has tripled in the past 10 years. Large student loan bills can place an extreme amount of psychological pressure on a borrower, and financial issues can already be some of the most difficult issues that a relationship can face.

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